Financial question

[steeler_fan]

Hello Danielle from Pennsylvania
I enjoy your pictures and your videos, your main asset is that you are a "real" woman and very genuine.
It seems like 2008 was a big breakout year for you and having your own FTV site is proof of that.
I am a CPA (accountant) and my question is: "Have you taken time to organize the financial side of your life??"
You really should get somebody in Phoenix that you can trust to do your taxes, don't wait until April. Pick somebody smart that can give you good advice. I imagine you are making more money than you ever dreamed, now you have to work a little to keep some of it.
It's possible that April 15th will be the saddest day of your life when you have to pay the taxes on what you earned in 2008.
You should also start setting money aside for possible "rainy days" and also the day far far in the future when you are no longer modelling.
I probably sound more like a father than a fan, sorry about that

[danielle_ftv]

Originally Posted by steeler_fan

Hello Danielle from Pennsylvania
I enjoy your pictures and your videos, your main asset is that you are a "real" woman and very genuine.
It seems like 2008 was a big breakout year for you and having your own FTV site is proof of that.
I am a CPA (accountant) and my question is: "Have you taken time to organize the financial side of your life??"
You really should get somebody in Phoenix that you can trust to do your taxes, don't wait until April. Pick somebody smart that can give you good advice. I imagine you are making more money than you ever dreamed, now you have to work a little to keep some of it.
It's possible that April 15th will be the saddest day of your life when you have to pay the taxes on what you earned in 2008.
You should also start setting money aside for possible "rainy days" and also the day far far in the future when you are no longer modelling.
I probably sound more like a father than a fan, sorry about that

I've been thinking about this since my first assist shoot. I do plan on getting a CPA before tax season. I'm actually pretty freaked out about how much I am going to have to pay for taxes, considering I am "self-employed" and from what I understand people who are self employed have to pay a lot of taxes. I am actually putting money aside right now. What I'm trying to do is save up enough money to pay of my car loan and then have enough money for bills for up to six months...then I will be satisfied. Good thing I've been keeping all my receipts from 2008, because a lot of them can be written off (or at least that's what I've been told.)

[steeler_fan]

Your six months savings goal is EXCELLENT. Most Americans don't even have two months cushion if they are laid off or downsized.
Self-employed do pay more taxes, and it seems like they pay even more because they have to write their own checks for everything. When you are an employee and getting a paycheck they deduct all the taxes and you never see it, so you don't miss it.
If you ever want to ask me a financial question, go ahead, but you really NEED somebody you can talk to face-to-face. Don't lose any sleep but you will be less freaked out the sooner you get it done and out of the way.
Remember: "thinking about sex while doing your taxes - OKAY, thinking about taxes during sex - VERY BAD"

[captnjack]

Rob should have some good recomendations.

[Geezer]

Originally Posted by captnjack

Rob should have some good recomendations.

Yeah, I thought the same thing when I read steeler_fan's comment. Certainly, Rob has a GOOD accountant and bookkeeper what with his income and investments. I am sure that person(s) would be happy to work with Danielle.

[indyfan]

Originally Posted by steeler_fan

Your six months savings goal is EXCELLENT. Most Americans don't even have two months cushion if they are laid off or downsized.
Self-employed do pay more taxes, and it seems like they pay even more because they have to write their own checks for everything. When you are an employee and getting a paycheck they deduct all the taxes and you never see it, so you don't miss it.
If you ever want to ask me a financial question, go ahead, but you really NEED somebody you can talk to face-to-face. Don't lose any sleep but you will be less freaked out the sooner you get it done and out of the way.
Remember: "thinking about sex while doing your taxes - OKAY, thinking about taxes during sex - VERY BAD"

That's very true. I'm sure Rob has the best bookkeeper in Phoenix. Now Steeler Fan come visit the NFL thread and tell me how your team is going to beat the Ravens this weekend

[Jeffrey99]

Originally Posted by steeler_fan

Most Americans don't even have two months cushion if they are laid off or downsized.

That's because the average American lives paycheck to paycheck. I don't know of anyone, who has a family and kids, that has two months cushion. In the average American household, it just doesn't work that way.

[tigger]

Originally Posted by Jeffrey99

That's because the average American lives paycheck to paycheck. I don't know of anyone, who has a family and kids, that has two months cushion. In the average American household, it just doesn't work that way.

I HAVE A CUSHION, I SIT ON IT EVERY DAY.

[eastbill]

tigger you took my line.

it would be nice to have two months cussion.. but today that seems impossible.

[tigger]

I was doing good till i was in that wreck. Missing a months worth of work takes a big chunk out of the check book!!!!!!